Seamless Banking.
Instant Payments.
Better Control.
Speedwave is your trusted digital banking partner. Send money, pay bills, make deposits instantly, and keep track of your financial journey in one place.
Financial services redesigned around your speed.
We make banking and payments fast, secure, and incredibly convenient.
No Checkouts, Just Transfers
Get your own permanent virtual account powered by Nomba. Instantly deposit funds by making a normal transfer from any commercial or digital bank application directly to your virtual account. Your wallet balance credits and updates automatically in seconds.
Get Your Virtual Account
Move Money Effortlessly & Safely
Send funds to local bank accounts, settle bills, or withdraw your balance instantly. Every transaction is authorized with a secure, personal 4-digit transaction PIN, ensuring your money never leaves without your approval.
Learn About PIN Protection
Complete Transaction Transparency
Monitor your entire financial journey. Access your account balance, search and filter your transaction history, view comprehensive details of past deposits, transfers, and bill payments to remain in complete control.
Explore Transaction Tracking
Banking in three simple steps.
Register, complete your profile, and manage your money in less than 5 minutes.
Create Your Free Account
Download the Speedwave app on Android or iOS and enter your basic details to set up your secure login credentials.
Secure Your Account
Upload your verification documents directly in the app. Our secure Cloudinary-backed KYC system checks and approves your details quickly to activate all features.
Copy, Transfer, and Go!
Access your unique virtual account details, send money to it from any banking app, and start transferring funds, paying bills, and tracking your finances.
Loved by thousands of businesses and individuals.
Here is what our early users have to say about the Speedwave experience.
"The virtual account deposit feature is a game changer. I just copy my account number, transfer from my business account, and it hits my Speedwave wallet in under 5 seconds. Highly recommended!"
"I use Speedwave for my daily airtime and utility payments. The interface is clean, fast, and the transfers never fail. Having a dedicated PIN for transactions makes me feel very secure."
"Excellent app! KYC verification was straightforward, and customer service resolved my onboarding query instantly. Speedwave has become my primary money management tool."
Frequently Asked Questions
Got questions? We've got answers. If you need more help, feel free to reach out to our team.
Navigating to the Deposit screen displays your unique virtual account number and bank name (Nomba). Simply copy these details and initiate a standard bank transfer from any commercial or digital banking app. The transfer will credit your wallet instantly.
The minimum deposit amount to your virtual account is ₦10. Transfers below this threshold will not be processed by the payment systems.
Every sensitive action—including transfers, withdrawals, and bill payments—requires your unique 4-digit transaction PIN. Additionally, all app sessions are authenticated using secure tokens (JWT) to prevent unauthorized access.
Once you upload your identity documents via the Account section of the app, our compliance team reviews them within 24 hours. Once verified, you will receive full account status.
Settle bills, fund your account, and track transactions with zero hidden maintenance fees. Local transfers to other banks are kept competitive and transparently displayed prior to entering your PIN.